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The “Claims Ratio” refers to the percentage of insurance claims paid by an insurance company compared to the premiums earned. It is a key indicator of an insurance company’s financial health in South Africa and globally. A high ratio may indicate financial distress, while a low ratio may suggest the company is overcharging for insurance.
A practical guide to identifying and avoiding loan scams in South Africa, including the most common red flags, how to verify a lender, and what to do if you have been targeted.
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Before taking a payday loan, consider these practical alternatives available in South Africa that may cost less and put less pressure on your budget.
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