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A “Personal Line of Credit” is a flexible loan from a bank or financial institution in South Africa. It allows individuals to borrow money up to a certain limit, similar to a credit card, and repay with interest only on the amount they have used. The credit line can be used for any personal expenses.
A practical guide to identifying and avoiding loan scams in South Africa, including the most common red flags, how to verify a lender, and what to do if you have been targeted.
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