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Reinsurance is a practice where an insurance company transfers a portion of its risk portfolio to another insurer, known as the reinsurer. This is done to manage risk exposure and protect themselves from significant losses. In South Africa, reinsurance is regulated by the Prudential Authority under the South African Reserve Bank.
A practical guide to identifying and avoiding loan scams in South Africa, including the most common red flags, how to verify a lender, and what to do if you have been targeted.
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Before taking a payday loan, consider these practical alternatives available in South Africa that may cost less and put less pressure on your budget.
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