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The “Solvency II Directive” is a European Union (EU) directive that codifies and harmonises the EU insurance regulation. It primarily concerns the amount of capital that EU insurance companies must hold to reduce the risk of insolvency. Although it’s an EU directive, its principles have influenced insurance regulations in South Africa.
A practical guide to identifying and avoiding loan scams in South Africa, including the most common red flags, how to verify a lender, and what to do if you have been targeted.
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Before taking a payday loan, consider these practical alternatives available in South Africa that may cost less and put less pressure on your budget.
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