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A “Split Loan” is a type of mortgage where the total amount borrowed is divided into different ‘splits’ or portions. Each portion has its own loan type or interest rate. This allows flexibility and risk diversification in loan repayment, common in South Africa’s financial landscape.
A practical guide to identifying and avoiding loan scams in South Africa, including the most common red flags, how to verify a lender, and what to do if you have been targeted.
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